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Guidance

Fundraising events

A guide to planning and carrying out fundraising events, including challenge events, to help you meet the Code of Fundraising Practice (2025)

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This guide is not legal advice. It is advisory, non-exhaustive and is aimed at fundraising charities, their trustees and third-party fundraisers. It may also be of interest to 'in-aid-of' fundraising volunteers and donors to understand more about good practice in charity fundraising.

You should use this guide alongside other sources of advice, good practice and your reasonable judgement to help you meet the requirements of the Code of Fundraising Practice (the code).  

This guide will particularly help you meet section 10 of the code. However, you must meet all aspects of the code that apply to your fundraising event, even if they are not covered by this guide.  

Where we say ‘you’ or ‘your’, this means a charitable institution and/or its trustees, a third-party fundraiser or commercial partner.  Where we say ‘venue’ we mean any places where your event will be held.

Contact the Code Advice Service with any enquiries about the code and this guide.  

Introduction

This guide will help you meet principles in the code where they apply to planning and holding fundraising events. We also have a separate guide on ‘Fundraising on social media’ which includes running hybrid events. You should use that guide together with this one if you are planning an event that will be held in-person and online at the same time.  

You must follow all parts of the code that are relevant to your fundraising event, even if they are not covered by this guide. Make sure you follow relevant legislation, other guidance and take advice, including professional specialist advice where applicable, even if your event is taking place outside of the United Kingdom.  

A handy list of top tips is provided at the end of this guide to help you in your fundraising activity. 

You may find it helpful to also read some of our other guides together with this one, including on Charity challenge events, Fundraising on social media, Documenting your fundraising decisions, Due diligence and fundraising, and Monitoring your fundraising partners. 

Risk assessment, agreements and insurance

Risk assessment, agreements and insurance

Before your event, you must conduct a risk assessment. You should document your risk assessment in writing and keep it as a record after your event, even if the law does not require you to do so. This will help you to meet health and safety requirements and run your event effectively. See more in our guide to ‘Documenting your fundraising decisions’. 

If your charitable institution employs at least one person, your risk assessment must be conducted in accordance with the Health and Safety at Work etc Act 1974 and The Management of Health and Safety at Work Regulations 1999. If you have five or more employees, the law requires you to document your risk assessment in writing.  

If your charitable fundraising institution has no employees, under civil law you still have a duty of care towards others, such as volunteers. Even if the law does not require it, carrying out a risk assessment, and acting on it, will help you to uphold your duty of care (see more on the Health and Safety Executive website).  

If we receive a complaint about you, your written risk assessment may help you to explain your actions (also see our guide on ‘Documenting your fundraising decisions’).  

Make sure you consider all eventualities in your risk assessment, including those that may arise from setting up, running and dismantling your event in relation to: 

  • event participants, workers and employees, volunteers, and contractors
  • members of the public who could be directly, indirectly and incidentally affected
  • safeguarding, including children, young people and vulnerable adults
  • location, venue, facilities, vehicles and equipment, including health and safety, and accessibility
  • nature of the fundraising event, for example, sport, travel, challenge
  • serving and selling food and drink, and merchandise
  • environmental, financial and reputational impact; and
  • event cancellation, and meeting any requirements of the Consumer Rights Act 2015 where applicable. 

You may need to update or repeat your risk assessment as you finalise plans for your event. Remember, it is not enough to have done a risk assessment but fail to act on it. If your event involves an unreasonable level of risk do not go ahead, or make changes to remove, reduce or effectively manage the risk to a reasonable level. 

Where you need to, consult trusted guidance and advice to help you carry out and act on your risk assessment, for example one or more of the following: 

Complying with Martyn’s Law 

When planning and holding fundraising events, make sure you consider whether the Terrorism (Protection of Premises) Act 2025, also known as Martyn’s Law, will apply to you.  

If your event and/or the premises where it will take place meets any of the criteria set out in the legislation, and your event is taking place on or after the date the legislation enters into force, you must meet the applicable requirements.  

More information is provided in factsheets from the Home Office. If you are uncertain whether this legislation will apply to your fundraising events, you should obtain professional specialist advice.  

When you have any third parties contribute to your event at any stage, such as event organisers, equipment or vehicle hire, venue hire, catering, for example, you should have a written agreement in place whether or not you pay them (that is, whether paid for or in-kind contributions).  

When entering into an agreement relating to holding your fundraising event with any third- party, make sure it is in writing and includes, but is not limited to, the following: 

  • your specifications
  • meeting any legal requirements
  • who is responsible for managing any risks and insurance cover; and
  • delivering what has been agreed with you, in accordance with the code and with your specifications. 

Section 6 of the code sets out when the law requires an agreement, including when working with professional fundraisers and commercial participators (also see our guide on ‘Monitoring your fundraising partners’). 

You may not be compliant with the code, including but not limited to rule 2.1.1 on acting reasonably and carefully, if you fail to have a written agreement in place. This could happen, for example, if disputes occur between you and the third-party, or if the third-party does not deliver as you intended or at all (also see our guide to ‘Documenting your fundraising decisions’). 

You must make sure that you and/or others have adequate insurance cover in place for your fundraising event, including that required in law. This includes knowing who is responsible for insuring against specific risks and assuring yourself that they have enough cover in place for those risks. This may be taken out by your institution and/or another party, such as a supplier, contractor and/or landowner. 

Make sure you do not exceed the maximum permitted attendance numbers at your event, as it could mean your insurance is invalidated. There may also be other requirements you need to uphold for your insurance to remain valid. 

Depending on the nature of your fundraising activity, different insurance cover may be required, including but not necessarily limited to:

  • employers’ liability insurance
  • events insurance (including for cancellation)
  • public liability insurance 

Find out more about different types of insurance from the Charity Commission for England and Wales, NCVO, NICVA, SCVO, and WCVA.

Safeguarding  

When organising and holding your fundraising event, you must meet your legal duty to safeguard your employees, volunteers, the public and anyone else who might reasonably be affected by your fundraising activities. You should carry out appropriate checks on those fundraising on your behalf.   

Follow your relevant policies and procedures to avoid, identify and manage any risks of harm towards or by anyone that you directly or indirectly engage with in your fundraising event, including by carrying out a risk assessment (see above).  

Carry out a basic Disclosure and Barring Service (DBS) check in England and Wales, a Level 1 (formerly ‘basic’) Disclosure Scotland check in Scotland, and an Access NI check in Northern Ireland on anyone aged 16 and over, if your risk assessment determines it’s appropriate. You should also conduct any other appropriate checks.  
 
If your fundraising event will involve contact with children or vulnerable adults, consider whether your staff and third-party fundraisers are eligible for a higher-level check, but only request such a check where you are legally allowed to do so.  

You must also know how to rapidly refer or report safeguarding concerns and suspected or actual incidents of harm, and make sure you do so where the situation arises. 

See more in our guide to ‘Due diligence and fundraising’. 

Health and safety  

Make sure that health and safety arrangements are appropriate for your event and its location and venue, including but not limited to:  

  • making sure medical insurance and evacuation arrangements are in place
  • carrying out final safety checks of fire exits, accessibility, first aid, and equipment
  • putting procedures in place to avoid congestion, including if an emergency evacuation were to be needed
  • making sure marshals and stewards have relevant training or experience to undertake the task safely and effectively
  • food standards (see below); and
  • considering event accessibility.  

Remember to have a plan in place for how you will maintain safety at all times and to cover all situations that you can reasonably anticipate. 

Licences and permissions

Licences and permissions

Any applicable licences or permissions required will normally be available from the relevant local authority, site, landowner, or another appropriate body or individual. Your institution must obtain all necessary licences or permissions and meet the standards and requirements that apply, which may differ between England, Wales, Northern Ireland, and Scotland. 

Make sure you provide information clearly and accessibly about the nature of the activity, including any risks, and the terms and conditions. This includes eligibility criteria, so that every person can make an informed decision about taking part. 

Where the law requires you to obtain consent for a person to be involved in your event, you must get this in advance and in writing. This includes, where relevant, consent to accepting terms and conditions, protecting health and safety, and data protection. Find out more in particular about consent and children and young people

Some events may involve activities that are of higher risk to all participants or some participants, such as certain challenge, sporting, or action activities.  

If age requirements, a certain level of fitness, preparation or training, for example, are reasonably necessary for a person to be able to safely take part in your fundraising event, make sure that only those meeting and agreeing in writing to such eligibility criteria take part. However, you must not refuse participation where it is unreasonable to do so, because that could be discriminatory in law. 

If you are supplying or selling food at your event, you must make sure you follow the safety and hygiene standards that apply in England, Wales, Scotland, and Northern Ireland. More information about food safety can be found at the Food Standards Agency including for events in community settings, and in Scotland from Food Standards Scotland. You can also get more advice on food safety and hygiene from the relevant local authority. 

Some events may require or advise the use of specialist equipment. For example, this may be due to the nature of the event, for health and safety reasons, or to make reasonable adjustments for some participants. Where this is the case, make sure: 

  • you understand who the equipment is suitable for
  • that only suitable persons use it; and
  • it is clear who is responsible for the management and safe use of the equipment. 

If participation in your event requires the use of vehicles, remind participants to do so safely and in accordance with the law.  

Where any equipment or vehicle is unsuitable for the purposes of your fundraising event it must not be used.  

Before selling any products or services at your fundraising event, check whether your institution’s governing document allows you to trade. If so, consider any tax implications that arise and applicable tax exemptions. If you are selling or providing alcohol, you must have the relevant licences, permission and comply with the applicable law in England and Wales, Northern Ireland or Scotland. You may also require a licence if providing entertainment at your event.  

If your event involves a lottery (including for example, a ‘society lottery’ or ‘incidental lottery’), a prize competition or free draw for charitable purposes, you must meet the requirements set out in law and in relevant regulations. Make sure you understand what is required.  

In England, Scotland and Wales requirements are set out under the Gambling Act 2005. See guidance from the Gambling Commission, including about organising small society lotteries, raffles and lotteries, free draws and prize competitions

In Northern Ireland requirements are set out under The Betting, Gaming, Lotteries and Amusements (Northern Ireland) Order 1985, as amended by The Betting and Lotteries (Northern Ireland) Order 1994, added to by The Lotteries Regulations (Northern Ireland) 1994, and by the Betting, Gaming, Lotteries and Amusements (Amendment) Act (Northern Ireland) 2022. See more information from the Department for Communities in Northern Ireland. 

Certain types of lotteries require a licence. You must apply for any required licence in advance and meet the requirements of any licence you hold. You must not run an illegal lottery.  

You may separately need permission from the event organiser and/or site owner.  

You must also meet all parts of the code that apply, including section 11 on prize competitions and free draws.  

Where it applies, remember to keep to the relevant countryside code in England and Wales, Northern Ireland or Scotland. If you plan to use open access land in England and Wales, you must meet the requirements of the Countryside and Rights of Way Act 2000 where it applies. For guidance on how open access land in England can be used see Open access land: management, rights and responsibilities. Obtain information about these and any other licences and permissions you may require from the relevant local authority and/or landowner. You may also need to obtain professional legal advice in complex situations or when you are unclear about the legislation, licensing and permissions that apply. 

Make sure you find out what permissions are required before taking steps to organise any event involving aerial activities (also see the sub-sections above on ‘participant consent’ and ’specialist equipment’). For certain aerial activities you may need to provide notice to, or obtain permission from, the Civil Aviation Authority (CAA), including for flying displays, operating or releasing balloons, using drones, and firework displays.  

Fundraising events abroad and package travel 

Be clear with participants, and any party you contract with, about what you, participants, and any contractors are responsible for when holding fundraising events outside the UK. This includes being clear who holds responsibility for: 

  • making bookings
  • providing travel within and/or to and from the UK
  • acquiring and providing equipment, including specialist equipment
  • health and safety
  • putting in place relevant and sufficient insurance cover or confirming it is in place (see insurance above); and
  • meeting travel regulations. 

For more information, see Challenge Events from the Chartered Institute of Fundraising.    

There are legal requirements for events involving passenger flights and certain other travel services. Make sure you are clear upfront about who is responsible for meeting any travel regulations that apply to your fundraising event.  

You must comply with the law relating to travel, including The Package Travel and Linked Travel Arrangement Regulations 2018 and The Civil Aviation (Air Travel Organisers’ Licensing) Regulation 2012 (the ‘travel regulations’).   

Most of the obligations under these regulations fall on the organiser and on retailers who sell travel packages to consumers. Charitable institutions may want a specialist tour operator to be the ‘organiser’ with responsibility for meeting the regulations.  

The Civil Aviation Authority has published guidance on Offering and selling flights or flight-inclusive trips as part of events or fundraising activities.   

If you are considering holding a fundraising event involving package travel, you should obtain legal advice. 

Event promotion and participation 

Make sure that the marketing for your fundraising event, such as promotional materials and fundraising packs, contain accurate and clear information, including: 

  • how the money raised will be used
  • if your event or any merchandise sales are carried out through a trading company
  • not misleading anyone into believing that their commitment would be limited to a minimum personal registration fee
  • if any part of the money a participant raises will be used towards their expenses or otherwise to benefit them
  • any fundraising targets participants are expected to meet; and
  • making sure participants understand exactly what is expected of them. 

Make sure participants also have clear information in advance about practical arrangements for the event, including what is expected of them before, during and after. 

It is also a good idea to let participants know how, when and by whom they will be contacted in the run up to the event, including when this is a third-party. 

Sponsorship donations 

When carrying out sponsored fundraising events you must make clear whether there are any participation conditions that must be met in return for the money raised, e.g., complete a marathon or swim a mile.  

Make sure all event participants know to make it clear to their sponsors if they will use any of their sponsorship money to pay for their expenses relating to the event. If a participant uses more than £1,000 of the sponsorship money they raise to pay for their costs of participating, they may be considered a professional fundraiser. See our Guidance for charitable institutions working with professional fundraisers

You must have procedures in place to cover situations where sponsorship money is donated with participation conditions that are not subsequently met. This could, for example, arise because the event is cancelled, or a person does not take part in or complete the event for any reason. In these circumstances, where it is legally permissible to refund donations, you must follow your agreed refund procedures.  

When sponsorship money is donated to you without participation conditions, it automatically belongs to your charitable institution, whether or not a sponsored activity is completed.   

You must follow all parts of the code relating to accepting and returning donations. Also see our guides to ‘Documenting your fundraising decisions’ and ‘Due diligence and fundraising’.  

Top tips for fundraising events 

These top tips are not legal advice. They are advisory and not exhaustive.  You must follow all parts of the code that apply to you. 

  1. Conduct an event risk assessment in advance and keep a written record.  
     
  2. Have adequate insurance cover in place, including that required in law. 
     
  3. Consider event accessibility when planning your event. 
     
  4. Obtain all necessary event licences and permissions. 
     
  5. Get any advance written consent you need in law from event participants. 
     
  6. Check whether your governing document allows you to trade before selling any products or services at your event. 
     
  7. Obtain relevant permissions for events involving drones, fireworks or other aerial activities. 
     
  8. Make sure your event marketing materials contain accurate and clear information, including how the money raised will be used. 
     
  9. Make sponsorship forms clear about whether fundraisers need to meet any conditions in return for sponsorship money.